What You Have to Know About Website for Free Research Papers

What You Have to Know About Website for Free Research Papers The Good, the Bad and Website for Free Research Papers ORGANIZE YOUR NOTES Organize all of the information that you have gathered depending on your outline. If it's still true that you could hardly write great essays, you can view completely free essay papers online. Know how your essay is going to be evaluated. When you click on a completely free research paper' link, visit the close of the page and check whether there are any little boxes placed strategically somewhere in the center of the research paper. Evidently, there's more than 1 person who'd attempt to use a totally free research paper as original writing. Anything you must finish your paper quickly and qualitative. From time to time, it won't work if it is a very old paper. Our writers will be sure you are entirely pleased with the last edition. The link automatically requires the reader to a particular page on your Web website. 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College Admissions Essay - How to Make It Shine

College Admissions Essay - How to Make It ShineThe college admission essay is the very first thing you will read on the admissions page and you need to make sure you make it perfect. In a perfect world, your application will be flawless and well-written, but most of the time we are not in that world. Sometimes the paper can be of the wrong font, the spelling errors can be embarrassing. And there are other times the student just makes a mistake in grammar and the whole essay gets rejected.What does it mean to make a college admissions essay? It means that you have to make a compilation of what the student already knows to make an essay that will stand out from the rest. You have to use your head to make this article so that you can improve your writing skills and make your applicant's essay stand out.First, you have to know what the college admission essay is all about. The admissions essay will be the first thing that you see and you want to make sure that you make it good. If you ma ke a lot of typos and poor grammar, your application will get rejected. So you need to get to work on the application so that you will have a polished application when it comes time to go to the college.One of the best parts of writing the college admissions essay is that you will have complete control over the message that you are sending to the college. This is not like a sales letter where you send your company's message to a specific audience. In this situation, you are using the audience as a target. You write something to make it sure that they will take notice and then you wait for the results.You also have to include your future career goals in your college admission essay. You have to have these in mind when you write so that they will be included in your paper. Be sure to include these in the college admissions essay so that you have something to work on. A writer's goal is to impress the admissions committee.Another tip to make your college admission essay really shine is to write it in a way that it will catch the attention of the college admissions committee. You need to be able to get their attention and make them notice your application. It is always better to write in a casual tone. You can bring out your humorous side, but be careful with your words.You also need to have patience in order to get your application approved. There is nothing worse than writing a college admission essay and it gets rejected. If you get discouraged and start to feel that the application is not going to be approved, this will make it harder for you to get into the college of your choice.One final tip on how to make your college acceptance essay great is to keep it simple. When you are writing a college admission essay, make sure that you keep it simple. A college admissions essay should not be hard to understand and it should not be difficult to put together. It should be easy to read and easy to write.

Creating Effective Adoption Argument Essay Topics

Creating Effective Adoption Argument Essay TopicsThe ability to create compelling arguments with adoption argument essay topics is crucial to achieving good placement. Reading articles or watching documentaries can seem so long and boring. Real life situations are in fact more interesting than dry facts and academic formulas. There are a number of ways to spruce up your topic and focus it on a particular aspect of adoption.Your knowledge about the subject area and how you feel about the subject will be the main determinant of the argument you create. You may choose to write as a child molester or a good adoptive parent, but the thrust of your argument is the reason for adoption and why it should be encouraged. Starting out by stating this is the first step in writing an adoption argument essay topic.You also want to know your audience. Is it an expectant mother who wants to know the pros and cons of adoption or a father who wants to know the benefits of adopting. Your topics should m atch your audience and what they are interested in.You may choose to use an external factor to develop the argument. For example, if you are a mother who has had an experience with adoption before, you could use this to bring your own experience into the picture. If you have a group of friends who have adopted children, then you could link their experience to yours. These stories and experiences can be used to establish your credentials as a professional in the field.The second thing you want to do is to think about your audience. What are they? They could be a general group of people, such as adoptive parents, or they could be professionals like law students. Researching and working in these categories can help you understand your audience better.The third thing you want to do is to think about your audience. What are they? They could be a general group of people, such as adoptive parents, or they could be professionals like law students.You may want to use your professional group of friends to drive your appeal and your subject of your essay. Perhaps you will talk about your time together and how it made you realise that you both wanted to have a family of our own. Alternatively, you may speak about how special you feel when you watch your son or daughter playing with your own baby. This type of story is likely to get a lot of attention from your audience.Once you have completed these steps you will be able to produce compelling topics for your adoption argument essay topics. A background in the subject and background in your audience will help you create a better essay. You will be able to build a convincing argument for adoption in which you give reasons and examples to support your claims.

Bmw case free essay sample

SEARS: ACCOUNTING FOR UNCOLLECTIBLE ACCOUNTS Sarah Simons picked up the 1999 Annual Report for Sears, Roebuck and Co., which had just been delivered to her office. As an analyst for a major brokerage, she was responsible for providing investment advice regarding companies in the retail industry, including Sears. She looked over the income statement, noting that net income grew by 39 percent over the previous year, despite a slight decrease in revenues (see Exhibit 1). Before long, however, she turned her attention to the Company’s credit card receivables and allowance for uncollectible accounts (see Exhibit 2). In recent years, Sears had suffered heavy write-offs from uncollectible credit card accounts, as well as an expensive scandal caused by illegal collections procedures. These problems had depressed Sears’ stock price substantially from its peak in mid-1998. Had Sears overcome their credit card problems? BACKGROUND Sears, Roebuck and Co. was founded in 1886 as a retail mail-order business and grew rapidly by providing a wide range of products to people in rural areas who did not have access to large, well-stocked stores. We will write a custom essay sample on Bmw case or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The Company began to diversify into financial services in 1931, when it established Allstate Insurance Company. This diversification continued in the 1980s, as it acquired Dean Witter Reynolds and Coldwell Banker, and launched the Discover card. By 1990, however, Sears was struggling and the investment community was critical of its business strategy, which was derisively characterized as â€Å"socks and stocks.† Shareholder discontent drove the Company to a massive restructuring to refocus on its retailing roots. According to former CEO Edward Brennan, 1992 was a â€Å"disastrous year† in which the Company lost $3.9 billion, of which $3.1 billion was a charge related to the restructuring. By 1995, Sears had divested its financial services businesses and largely restructured its merchandising operations. The transformation of Sears was largely credited to Arthur Martinez, the former chairman of Saks Fifth Avenue, who joined the Company in 1992 as head of the merchandising group. His actions were swift and decisive. He immediately closed the unprofitable Sears Catalog, shut 113 Research Associate David Hoyt prepared this case under the supervision of Professor Karen K. Nelson as the basis for class discussion rather than to illustrate either effective or ineffective handling of an administrative situation. Copyright  © 2000 by the Board of Trustees of the Leland Stanford Junior University. All rights reserved. To order copies or request permission to reproduce materials, email the Case Writing Office at: [emailprotected] or write: Case Writing Office, Graduate School of Business, Stanford University, Stanford, CA 94305-5015. No part of this publication may be reproduced, stored in a retrieval system, used in a spreadsheet, or transmitted in any form or by any means electronic, mech anical, photocopying, recording, or otherwise without the permission of the Stanford Graduate School of Business. This document is authorized for use only by XUEYONG LIU in Financial Accounting taught by Yonca Ertimur from August 2013 to October 2013. For the exclusive use of X. LIU Sears, Roebuck and Co. A-165 p. 2 unprofitable stores, cut 50,000 jobs, and launched a five year, $4 billion capital investment program to renovate and update the stores. In 1993, he initiated an intensive marketing campaign, â€Å"Come See the Softer Side of Sears,† which was a hugely successful move to call attention to changes in the apparel division and attract women to the stores. Sears made a remarkable turnaround. From its massive 1992 loss, it recovered to post net income of $1.8 billion in 1995. Martinez was named Sears’ CEO in 1995 and was also recognized as Financial World’s CEO of the year. The stock price responded accordingly, increasing more than seven-fold from 1991 to mid-1997.1 By the late 1990s, however, problems had surfaced and the financial press had become critical. They questioned whether some components of the Martinez turnaround had backfired, most notably his strategy related to the Sears’ proprietary credit card, the Sears Card. THE SEARS CARD AND CREDIT CARD RECEIVABLES Prior to 1993, the only charge card that Sears accepted was the Sears Card. In order to attract new customers and prop up sagging store sales, Sears began accepting other major charge cards in 1993. While this helped improve sales, Sears lost the opportunity to collect interest on purchases made with other cards. To avoid a drop in profits from its own credit operations, Sears aggressively marketed the Sears Card, mailing out pre-approved card offers, hawking the card at tables positioned at store entrances and paying incentives to sales clerks for opening new accounts. Between 1993 and 1996, Sears issued 24 million new credit card accounts. In his Letter to Shareholders in the 1996 Annual Report, Martinez commented on the importance of the credit card program, stating that the â€Å"Sears Card is one of the most important ways we form an alliance with our 50 million customer households. The availability of credit is critical to the ability of moderate-income families to finance the purchases they require. Despite rising delinquencies in the industry, we have a very strong and profitable credit portfolio.† However, the new Sears Card users were not necessarily the best credit risks. Sears’ marketing of their credit card tended to attract customers that had trouble paying their bills. Those that could get cheaper credit elsewhere used bank cards with low â€Å"teaser† rates and incentives. These factors, combined with an increase in delinquencies and average balances, were cause for concern (see Exhibit 3). By late 1997, the average Sears Card balance was more than three times that carried by J.C. Penny Co. cardholders and delinquencies exceeded the industry average by two percentage points. Sears’ drive to issue more cards, and the lax credit policies that were needed to increase cardholders at such a rapid rate, eventually caught up with them. Uncollectible receivables and charge-offs started rising in 1995. The Company responded by increasing the interest rate to a hefty 21 percent while at the same time lowering the minimum required monthly payment. This  let cardholders continue to ring up purchases on their Sears Cards and also increased interest revenue on outstanding credit balances. To offset the impact of delinquencies, Sears raised late fees and other charges. However the quality of their credit card receivables was still questionable, as by 1997 Sears was a creditor in about one-third of U.S. personal bankruptcies. 1 This case was prepared using public documents, including Sears Annual Reports and a variety of news accounts, including: Debra Sparks, â€Å"Arthur Martinez: Financial World’s CEO of the Year,† Financial World, March 25, 1996; John McCormick, â€Å"The Sorry Side of Sears,† Newsweek, February 22, 1999; Joseph Cahill, â€Å"The Softer Side: Sears’s Credit Business May Have Helped Hide Larger Retailing Woes,† Wall Street Journal, July 6, 1999. Neither Sears nor any current or former employee participated document is authorized for use only by XUEYONG LIU in Financial Accounting taught by Yonca Ertimur from This in preparing this case. August 2013 to October 2013. For the exclusive use of X. LIU Sears, Roebuck and Co. A-165 p. 3 The problems went further, however. In January 1997, it was discovered that Sears had illegally coerced payments from cardholders who had sought bankruptcy protection. This resulted in a criminal conviction as well as restitution payments to 187,000 customers. In the end, the scandal cost Sears $475 million in fines, refunds, interest, and legal fees, which the Company charged against income in 1997. ACCOUNTING FOR UNCOLLECTIBLE ACCOUNTS Generally Accepted Accounting Principles (GAAP) require that accounts receivable be recognized in the balance sheet at net realizable value—that  is, at the amount the company can reasonably expect to collect from its credit customers. Moreover, Statement of Financial Accounting Standards No. 5 (SFAS 5) requires that an estimated loss from a contingency, such as uncollectible receivables, be accrued by a charge to income if two conditions are met: (1) it is probable that a loss has been incurred; and (2) the amount of the loss can be reasonably estimated. According to their Annual Reports, Sears reported credit card receivables net of an allowance for uncollectible accounts. The allowance was based on â€Å"impaired accounts, historical charge-off patterns, and management judgments.† Until late 1998, â€Å"uncollectible accounts were generally charged off automatically when the customer’s past due balance was eight times the scheduled minimum monthly payment, except that accounts could be charged off sooner in the event of customer bankruptcy.† In 1998, Sears began phasing in a new system in which accounts were charged off â€Å"automatically when the customer fails to make a required payment in each of the eight billing cycles following a missed payment.† In the fourth quarter of 1998, 12 percent of accounts were converted to this system, with the balance being converted in the first and second quarters of 1999. This new system was intended to help Sears better manage its collection efforts by identifying delinquent accounts earlier and enabling better control of uncollectible expenses. It also had the affect of charging off balances earlier than under the previous system. ARE THE PROBLEMS IN THE PAST? As she read the Letter to Shareholders in the 1999 Annual Report, Sarah noticed Martinez’s comments regarding credit: â€Å"In our credit business, we worked tirelessly to strengthen our portfolio quality, reduce our losses, and improve our collection processes.† Sarah knew that the credit business was important to the overall performance of Sears (see Exhibit 4) and that the Company’s stock price had been affected by credit-related issues (see Exhibit 5). Had Sears truly put its problems behind it? Was the allowance for uncollectible accounts adequate? What should she say to the investment community?

Whats the Difference Between Craft Articles in Research Papers and Crafts Articles in Research Papers?

What's the Difference Between Craft Articles in Research Papers and Crafts Articles in Research Papers?You can see this pattern in all sorts of publications that focus on the fine arts. There are very few differences between scholarly journals and craft articles in research papers. Both have the same focus of collecting and presenting scholarly materials, but the style is significantly different.Most scholarly articles in research papers are written in a clear, concise manner. They usually use simple, clear language to convey their message clearly and concisely. Sometimes they also follow an informal style, where the writer discusses the material in a conversational tone. Some examples are: 'The environment was altered by the development of plastics.' 'Increasing numbers of scientists are discovering that most hypotheses prove incorrect...'On the other hand, craft articles in research papers also use standard academic styles, but sometimes the authors use them in a humorous way. The format is slightly different, too. Instead of writing in a conversational tone, some research papers might focus on stating the facts and closing with an optimistic conclusion. Other article styles include a discussion of the topic, as opposed to an analysis.A scientific article is written by a research scientist, who provides a description of the topic and how the facts will be examined. It's a concise, concise presentation of the problem. For example, an article might state that, 'Science has proved that ...' The body is then followed by a list of facts. It uses plain language, without words like 'proved'proven,' and in fact, many scientific articles on the internet read like essays.All research papers in craft articles are clearly identified as such. They also contain a clear and detailed description of the topic. The writing style is conversational and often casual. Often, a crafts article will use word play to convey humor. Words like 'known 'known to 'believe 'are used to make the statements appear humorous.Crafts articles, particularly those on arts and science, tend to be less formal than scientific research papers. They're more concerned with telling a story, or discussing things in an abstract sense. Many times they take the form of an essay, and they often consist of short sentences.In both cases, the articles in crafts articles may be fairly lengthy, but they can be designed to fit into the margins of the paper. Because of the subject matter, it's often best to have the articles shorter, and therefore fit into the paper itself.